Root Canal - It's Not a Horror Story

You've heard it a thousand times: I'd rather have a root canal than you fill in the blank. Root canals have gained one of the worst reputations on the planet and, believe it or not, it is much undeserved. I worked for an Endodontist for eight years. That's a root canal specialist. I've talked to thousands of people with toothache and fear of root canals. The first question always asked is Is it...

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Advantages of Offering a Dental Benefits Plan to Employees (Part 2 of 3)

Tony Robinson

Important factors while finalizing on a Dental Insurance Plan

An employee has to ask himself the following before he finalizes on a plan:

Would the employees like to retain the freedom of choosing their own dentists?

Will the mode of treatment be determined by the patient and the dentist?

What type of routine and preventive dental care is covered? Does the plan cover braces, oral surgery, crowns and bridges, root canals and treatment of periodontal diseases?

Will the plan cover all diagnostic, preventive and emergency services? Including preventive services viz. sealants & fluoride treatments, which might result in financial savings to the patient in future? Does it provide for full-mouth x-rays?

What forms of major dental care is covered? Does the plan cover implants, dentures, or treatment for temporomandibular disorders?

Does the plan allow for specialist referrals? If so, has the dentist be limited to "the" list of specialists to choose form?

Does the plan provide for emergencies? What are the provisions made for emergency care when the patient is on tour?

What percentage of monthly premiums goes into actual care and not to administration?

Dental Insurance benefit coverage should be taken into consideration but should not be the deciding factor in choosing the treatment.

Dental Insurance Plan Models

There are numerous dental plans available. Basically they are of two kinds: Managed care and Fee-for-service.

Managed care dental plans are restricted forms of dental insurance which aim at reducing costs and payouts. They tend to restrict the coverage by limiting the access to care by restrictions (by predefining dentist, specialist, hospital or treatments in form of lists) and restricting level, type and frequency of treatment (usually in form of clauses in the coverage policy).

Fee-for-service dental plans have a freedom of choice options where one can choose their own dentist and the fee is paid as fixed by the dentist.

About the author:
Tony Robinson is an international author, webmaster and dental care practitioner. Check out his website at http://www.officialcosmeticdentist.com/


You and your dentist

You and your dentist - How to get the most from your partnership Think of the relationship between you and your dentist as a partnership, your dentist can offer a range of dental treatment options for many oral health problems. Theses option will vary in complexity, durability and cost but working together, you can choose the treatment options that best suit your needs and budget. A good dentist will explain each treatment option, including it's benefits and drawbacks. It is important that you tell your dentist about yourself and your needs and you shouldn't be afraid to ask the dental team...

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Dental Insurance Introduction

Shaving nicks and toothaches hurt more than they should. While a nick will vanish in a couple of days, toothache will take your pocket for a spin before it goes away. Believe me, dental care is prohibitively expensive, but still a part of necessary health care and very important. Here comes dental insurance. Not much in the past it was considered a big company perk, dental insurance has today established itself as a must-have benefit. Even most small companies offer dental insurance today to recruit and retain workers. Dental coverage costs less than 10% of total medical coverage so its affordable...

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